| Directors |
| Phillip J. Neeb Chairman |
| Thomas G. Ouellette Vice Chairman |
| Richard M. Carncross President/CEO |
| Donald A. Bollstetter |
| Thomas P. Collon |
| Warren S. Eilber |
| Thomas E. Grabitz |
| Richard L. Gremel |
| Brian D. Gunn |
| Management |
| Richard M. Carncross President/Chief Executive Officer |
| Robert J. Thomas Executive Vice President/Chief Credit Officer |
| Christopher J. Bachman Senior Vice President/Chief Financial Officer |
| Chanda L. Booms Senior Vice President/Operations & Compliance |
| Daniel J. Cregeur Senior Vice President/Chief Lending Officer |
| Margaret A. Jensen Vice President/Commercial Lending |
| John R. Paul Vice President/Retail Sales & Marketing |
| Jerry L. Thompson Vice President/ Commercial Lending |
| SuzAnne C. Bivens Assistant Vice President/Residential Mortgage Manager |
| James H. McNeil Assistant Vice President/Information Technology Manager & Security Officer |
| Melinda J. Rambo Assistant Vice President/Controller |
| Russell D. Tibbits Assistant Vice President/Commercial Lending |
| Dean A. Tomlinson Assistant Vice President/Retail & Branch Manager – Caro |
| Joanne G. Champagne Human Resources Officer |
| Norah L. Harding Bank Officer/Lending |
| Janelle L. Kirsch Bank Officer/Credit Manager |
| Dena M. Kish Bank Officer/ Lending |
| Joan M. Peters Bank Officer/Operations |
| Brian R. Shaw Bank Officer/Lending |
| Charles A. Wright Bank Officer/Lending |
| Rana M. Karl Auditor |
| Tamra J. Mandish Branch Manager - Bad Axe |
| Marilyn E. Gilbert Branch Manager – Ubly |
| Shelly M. Karl Branch Manager – Sebewaing |
| Lori A. Kowaleski Branch Manager – Port Hope |
| Renee' J. Pulcer Branch Manager – Harbor Beach |
| Mary A. Rich Branch Manager - Sandusky |
