| Directors |
| Phillip J. Neeb Chairman |
| Thomas G. Ouellette Vice Chairman |
| Robert J. Thomas President/CEO |
| Donald A. Bollstetter |
| Thomas P. Collon |
| Warren S. Eilber |
| Richard L. Gremel |
| Brian D. Gunn |
| Management |
| Robert J. Thomas President/Chief Executive Officer |
| Christopher J. Bachman Senior Vice President/Chief Financial Officer |
| Chanda L. Booms Senior Vice President/Chief Operations & Compliance Officer |
| John C. Harken Senior Vice President/Chief Retail Officer/Branch Administration |
| Thomas A. Rinness Senior Vice President/Chief Credit Officer |
| Margaret A. Jensen Vice President/Chief Lending Officer |
| Janelle L. Kirsch Vice President/Credit Manager |
| James H. McNeil Vice President/Information Technology Manager |
| Melinda J. Rambo Vice President/Controller |
| SuzAnne C. Bivens Assistant Vice President/Residential Mortgage Manager |
| Mitchell H. DeCamp Assistant Vice President/Special Assets-Portfolio Manager |
| Randy Grigg Assistant Vice President/Security Officer and IT Specialist |
| Tracey A. Ruff Assistant Vice President/ Commercial Loan Officer |
| Brian R. Shaw Assistant Vice President/Commercial Loan Officer |
| Russell D. Tibbits Assistant Vice President/Commercial Loan Officer |
| Dean A. Tomlinson Assistant Vice President/Branch Manager – Caro |
| Edward J. Tschirhart Assistant Vice President/Commercial Loan Officer |
| Joanne G. Champagne Human Resources Officer |
| Tammy DeBoer Bank Officer/Loss Prevention Manager |
| Frederick A. Manuilow Bank Officer/Commercial Loan Officer |
| Joan M. Peters Bank Officer/Operations |
| Michelle R. Shaw Bank Officer/Corporate Training Director |
| Charles A. Wright Bank Officer/Commercial Loan Officer |
| Rana M. Karl Auditor |
| Lori A. Kowaleski Branch Manager – Harbor Beach & Port Hope |
| Tamra J. Mandich Branch Manager - North Van Dyke |
| Renee' J. Pulcer Branch Manager – Main Office |
| Mary A. Rich Branch Manager - Sandusky |