Business Checking & Savings

Click on the "more" button to learn more about each account below.

Account Type Monthly Maintenance Fee Balance to Avoid Maintenance Fee Interest Bearing
Business Checking
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$0.00 N/A No

Business Checking
This account offers a business account with no restrictions or fees.

  • No minimum balance
  • No monthly service charge
  • Monthly image statement for easy record keeping
  • Unlimited check writing
  • $5.00 fee for checks returned on deposit
Interest First Checking***
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$8.00 $300.00 Daily Balance and $500.00 Avg. Mthly Balance** Yes $300.00 Minimum

Interest First Checking***
This account offers interest with freedom to write checks.

  • Available to sole proprietorships and to any organization operated primarily for religious, philanthropic, charitable, educational, fraternal, or other similar purposes.
  • Monthly service charge $8.00
  • A $300.00 daily or a $500.00 average cycle balance is required to avoid the service charge
  • Unlimited check writing
  • Monthly image statement for easy record keeping
  • Earn variable rate of interest paid at statement cycle
  • Interest earned on balances of $300.00 and over
Insured Money Market Fund*
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$8.00 $1,000.00 Daily Balance** Yes $1,000.00 Minimum

Insured Money Market Fund*
This account offers a higher rate of interest with a limit on withdrawals.

  • Monthly service charge $8.00
  • A $1,000.00 daily balance is required to avoid the service charge
  • Transactions are limited by Regulation to 6 pre-authorized debits, automatic transfers or telephone transfers, of which no more than 3 can be checks, drafts or debit card transactions payable to third parties per monthly statement cycle.
  • Earn variable rate of interest at statement cycle
  • Interest earned on balances of $1,000.00 and over
Municipal Interest First Checking**
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$8.00 $300.00 Daily Balance and $500.00 Avg. Mthly Balance** Yes $1,000.00 Minimum Over $100,000.00 Earn J Fund Rate

Municipal Interest First Checking**
This account offers interest with freedom of unlimited check writing for Municipal entities.

  • Available to any local governmental organization.
  • Monthly service charge $8.00
  • A $300.00 daily or $500.00 average cycle balance is required to avoid the monthly service charge.
  • Unlimited check writing.
  • Monthly image statement for easy record keeping
  • Earn variable rate of interest paid at statement cycle
  • For balances over $100,000, earn Comerica J-fund rate that changes on the first day of the month.
  • Interest earned on balances of $1,000.00 and over
Statement Savings*
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$0.00 N/A Yes $10.00 Minimum

Statement Savings*
A savings account, that earns a competitive rate of interest.

  • No monthly service charge
  • No minimum balance required
  • Interest earned on balances of $10.00 or more
  • Earns variable rate of interest, compounded daily and paid quarterly
  • Limited pre-authorized transactions

Click here for current interest rates.
Contact us for more information on these accounts or to apply for any of these accounts.
Click here to see how your savings can grow over time with Signature Bank.

* Limit on withdrawals
**See More Info section for details
*** Limit on the availability of ownership

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