The Following Fees May Apply.

The following fees may apply	Fees
ATM transaction fee at foreign terminal	$2.00
ATM/VCC - replacement card fee	$5.00
Cashiers Checks*	$5.00
Checking - Redeposit fee	$6.00
Checking - Chargeback fee	$6.00
Checking & Savings - Return Item Fee	$32.00 per item, $128.00 max
Checking & Savings - Paid Item fee	$32.00 per item, $128.00 max
Checking & Savings - Dormant fee	$5.00
Checks cashed for non-customers	$10.00
Coin counting	$.10 per roll
Collections - Incoming	$20.00
Collections - Outgoing	$18.00 + costs
Collections - Foreign	$25.00 + costs
Counter Checks	$1.00 per 5
Coupon collections – customers only	$18.00
Fax fee - Incoming	$1.00
Fax fee - Outgoing	$3.00 1st page/$1.00 addt’l
Foreign Cable	$30.00 + costs
Foreign Currency	$10.00 + costs
Garnishment & Tax levies	$60.00
Indemnity bond for lost instrument fee	$15.00
Medallion Signature Guarantee	$10.00
Night Deposit locked bag fee - 3 free for business	$20.00
Notary Fees*	$2.00
Online NetTeller service	no charge
Online BillPay service - personal	no charge
Online BillPay service - business	$1.25 per month + $.35 per transaction
Personal Money Orders	$3.00
Photocopies fee*	$0.50
Research - branch customers	$25/ hr + $.50/copy
Research - professional	$50/hr + $.50/copy
Safe Deposit Boxes	$20-$65
Safe Deposit Box late fee	$10.00
Savings Bonds Changes	$2.00 1st bond/ $.25 addt’l
Snapshot statement fee	$5.00
Special Statement with Images	$15.00
Stop Payment fee	$32.00
Telephone funds transfer fee	$5.00
Verification fee	$15.00
Visa Business Debit Card	First 2 Free, $10 each additional card
Visa Chargeback, Retrieval fee	$15.00
Visa Gift Card	$5.95
Visa TravelMoney Card	$9.95
Wire transfer fee - Incoming customer	$10.00
Wire transfer fee - Outgoing customer	$20.00

* No fee for these services with a CheckPlus account.