When you're purchasing a home, refinancing your existing house loan, adding landscaping or an addition to your existing home, or scouting out the perfect piece of land to build your future home, Signature Bank is here with you every step of the way.
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All loans are subject to credit approval.
We have loans to help finance the purchase of your new home, refinancing your existing home, or consolidate other loans you may have. In addition to attractive rates and terms, our loans have low closing costs.
Fixed Rate Mortgages
Signature Bank offers 15-year, 20-year and 30-year fixed rate loan programs.
Adjustable Rate Mortgages (ARM)
These mortgages generally have lower beginning interest rates (and lower payments) than fixed-rate mortgages. Borrowers may be protected from future large rate increases by the rate caps and limits that are built into these ARM loans. Many borrowers choose this product to keep their mortgage payments at a minimum during the early years of a loan, and if rates increase, the borrower’s income may also increase to help offset the impact on their budget.
Use our mortgage calculator to compare and save by computing your monthly payment. Please Note – the calculated amount is an approximate value and may differ from the bank’s final calculation.
You worked so hard for your home; now let it start working for you. The equity in your home may provide solutions to financing your child's education, medical expenses, a small business start-up and much more.
Considering remodeling your bathroom, finishing your basement, or adding a deck or landscaping? Let us help you make your house more like home. We make home improvement loans for any size project.
Click here for a loan calculator to assist you on your home improvement loan.
If you're looking to purchase land to build your dream home, ask us how we can help. Signature Bank offers loans to help make your dream home a reality.
Click here for a loan calculator to assist you on your land purchase loan.
Signature Bank specializes in helping customers build their dream home. The construction loan program provides short term financing for a specified period of construction. Upon completion the bank will refinance the home for the long term with the appropriate loan program.
Signature Bank offers various programs for first time home buyers. If you have not owned a home in the last three years and you meet certain income guidelines, you may qualify for one of the programs.
Click here for a loan calculator to assist you on your first time home buyer loan.
We also offer FHA, VA, Rural Development loans, and other special loan programs.
Click here for a loan calculator to assist you on your home financing needs
When you're ready for a mortgage loan, you don't want to have to wait through a long application process. To help speed up the time it takes to prepare your application, here's a checklist of information you should bring with you when you meet with a lender to fill out your application:
Let us help you with the early processing of your loan. If you would like us to help with the application process directly, contact us or stop by any of our convenient locations and we will be glad to assist you.