Rates

For more information please click on the following links:

Signature Money Market Account

APY: Annual Percentage Yield

Account Rate APY
Tier 1 ($75,000-$99,999.99)
2.00 2.02
Tier 2 ($100,000 & over)
3.00 3.04

Interest First Checking

APY: Annual Percentage Yield

Account Rate APY
Tier 1 ($300-$9,999.9)
0.65 0.65
Tier 2 ($10,000-$24,999.99)
0.70 0.70
Tier 3 ($25,000-$49,999.99)
0.75 0.75
Tier 4 ($50,000 & over)
1.00 1.00

Insured Money Market Fund

APY: Annual Percentage Yield

Account Rate APY
Tier 1 ($1,000-$9,999.99)
0.75 0.75
Tier 2 ($10,000-$24,999.99)
0.80 0.80
Tier 3 ($25,000-$49,999.99)
0.85 0.85
Tier 4 ($50,000-$99,999.99)
1.50 1.51
Tier 5 ($100,000 & over)
2.00 2.02

Municipal Interest First Checking

APY: Annual Percentage Yield

Account Rate APY
Tier 1 ($1,000-$9,999.99)
0.75 0.75
Tier 2 ($10,000-$24,999.99)
0.80 0.80
Tier 3 ($25,000-$49,999.99)
0.85 0.85
Tier 4 ($50,000-$99,999.99)
1.50 1.51
Tier 5 ($100,000 - $499,999.99)*
1.692 1.71
Tier 6 ($500,000 & over)**
1.942 1.96

*Rate based on Comerica J-fund rate less .50 and changes first of the month.
** Rate based on Comerica J-fund rate less .25 and changes first of the month.

Statement Savings

APY: Annual Percentage Yield

Account Rate APY
$10.00 and over
0.50 0.50

Christmas Club Savings

APY: Annual Percentage Yield

Account Rate APY
Book Payment $10.00 and over balance
1.00 1.00
AFT Payment $10.00 and over balance
1.50 1.51

Health Savings Account

APY: Annual Percentage Yield

Account Rate APY
Tier 1 ($500-$9,999.99)
1.00 1.00
Tier 2 ($10,000-$24,999.99)
1.50 1.51
Tier 3 ($25,000-$49,999.99)
2.00 2.02
Tier 4 ($50,000 and over)
2.50 2.53

CD/IRA Accounts

APY: Annual Percentage Yield

1 Year Variable CD/IRA Rate APY**
Tier 1 ($50-$499.99) IRA only
0.00 0.00
Tier 2 ($500-$999.99)
0.45 0.45
Tier 3 ($1,000-$9,999.99)
1.45 1.46
Tier 4 ($10,000-$24,999.99)
1.70 1.71
Tier 5 ($25,000-$74,999.99)
1.95 1.96
Tier 6 ($75,000 & over)
2.20 2.22
3 Month Fixed CD/IRA Rate APY**
Tier 1 ($1,000-$9,999.99)
1.95 1.96
Tier 2 ($10,000-$49,999.99)
2.05 2.07
Tier 3 ($50,000 & over)
2.20 2.22
6 Month Fixed CD/IRA    
Tier 1 ($1,000-$9,999.99)
2.05 2.07
Tier 2 ($10,000-$49,999.99)
2.15 2.17
Tier 3 ($50,000 & over)
2.30 2.32
7-179 Day Fixed CD    
Tier 1 ($1,000-$9,999.99)
1.95 1.96
Tier 2 ($10,000-$49,999.99)
2.05 2.07
Tier 3 ($50,000 & over)
2.20 2.22
180-364 Day Fixed CD    
Tier 1 ($1,000-$9,999.99)
2.05 2.07
Tier 2 ($10,000-$49,999.99)
2.15 2.17
Tier 3 ($50,000 & over)
2.30 2.32
12-23 MO Fixed CD/IRA    
Tier 1 ($1,000-$9,999.99)
2.25 2.27
Tier 2 ($10,000-$49,999.99)
2.35 2.37
Tier 3 ($50,000 & over)
2.50 2.52
24-35 MO Fixed CD/IRA    
Tier 1 ($1,000-$9,999.99)
2.55 2.57
Tier 2 ($10,000-$49,999.99)
2.65 2.68
Tier 3 ($50,000 & over)
2.80 2.83
36-47 MO Fixed CD/IRA    
Tier 1 ($1,000-$9,999.99)
2.90 2.93
Tier 2 ($10,000-$49,999.99)
3.00 3.03
Tier 3 ($50,000 & over)
3.15 3.19
48-59 MO Fixed CD/IRA    
Tier 1 ($1,000-$9,999.99)
3.30 3.34
Tier 2 ($10,000-$49,999.99)
3.40 3.44
Tier 3 ($50,000 & over)
3.55 3.60
60-71 MO Fixed CD/IRA    
Tier 1 ($1,000-$9,999.99)
3.40 3.44
Tier 2 ($10,000-$49,999.99)
3.50 3.55
Tier 3 ($50,000 & over)
3.80 3.85

*Early withdrawal penalties may apply. ** APY based on interest quarterly compounded.

Loan Rates

Call any of our convenient locations for our current loan rates.

Notes:

  • All Deposit Rates subject to change
  • The annual percentage yield is accurate as of the date above
  • Account disclosures available upon request
  • Deposits are insured by the Federal Deposit Insurance Corporation

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