For more information please click on the following links:

• Signature Money Market Account
• CD/IRA Accounts
• Interest First Checking
• Insured Money Market Fund
• Municipal Interest First Checking
• Statement Savings
• Christmas Club Savings
• Health Savings Account
• Loan Rates

Signature Money Market Account

APY: Annual Percentage Yield

Account	Rate	APY
Tier 1 ($75,000-$99,999.99)	0.75	0.75
Tier 2 ($100,000 & over)	1.10	1.11

CD/IRA Accounts

APY: Annual Percentage Yield

1 Year Variable CD/IRA	Rate	APY**
Tier 1 ($50-$499.99) IRA only	1.00	1.00
Tier 2 ($500-$999.99)	1.00	1.00
Tier 3 ($1,000-$9,999.99)	1.00	1.00
Tier 4 ($10,000-$24,999.99)	1.00	1.00
Tier 5 ($25,000-$74,999.99)	1.00	1.00
Tier 6 ($75,000 & over)	1.00	1.00
1-2 Month Fixed CD/IRA
Tier 1 ($1,000-$9,999.99)	0.25	0.25
Tier 2 ($10,000-$49,999.99)	0.35	0.35
Tier 3 ($50,000 & over)	0.45	0.45
3-5 Month Fixed CD/IRA	Rate	APY**
Tier 1 ($1,000-$9,999.99)	0.45	0.45
Tier 2 ($10,000-$49,999.99)	0.50	0.50
Tier 3 ($50,000 & over)	0.65	0.65
6 Month Fixed CD/IRA
Tier 1 ($1,000-$9,999.99)	0.50	0.50
Tier 2 ($10,000-$49,999.99)	0.60	0.60
Tier 3 ($50,000 & over)	0.75	0.75
12-23 MO Fixed CD/IRA
Tier 1 ($1,000-$9,999.99)	0.95	0.95
Tier 2 ($10,000-$49,999.99)	1.10	1.10
Tier 3 ($50,000 & over)	1.20	1.21
24-35 MO Fixed CD/IRA
Tier 1 ($1,000-$9,999.99)	1.60	1.61
Tier 2 ($10,000-$49,999.99)	1.70	1.71
Tier 3 ($50,000 & over)	1.75	1.76
36-47 MO Fixed CD/IRA
Tier 1 ($1,000-$9,999.99)	2.15	2.17
Tier 2 ($10,000-$49,999.99)	2.25	2.27
Tier 3 ($50,000 & over)	2.40	2.42
48-59 MO Fixed CD/IRA
Tier 1 ($1,000-$9,999.99)	2.75	2.78
Tier 2 ($10,000-$49,999.99)	2.85	2.88
Tier 3 ($50,000 & over)	3.00	3.03
60-71 MO Fixed CD/IRA
Tier 1 ($1,000-$9,999.99)	2.95	2.98
Tier 2 ($10,000-$49,999.99)	3.05	3.09
Tier 3 ($50,000 & over)	3.20	3.24

*Early withdrawal penalties may apply. ** APY based on interest quarterly compounded.

Interest First Checking

APY: Annual Percentage Yield

Account	Rate	APY
Tier 1 ($300-$9,999.9)	0.05	0.05
Tier 2 ($10,000-$24,999.99)	0.10	0.10
Tier 3 ($25,000-$49,999.99)	0.15	0.15
Tier 4 ($50,000 & over)	0.20	0.20

Insured Money Market Fund

APY: Annual Percentage Yield

Account	Rate	APY
Tier 1 ($1,000-$9,999.99)	0.30	0.30
Tier 2 ($10,000-$24,999.99)	0.35	0.35
Tier 3 ($25,000-$49,999.99)	0.40	0.40
Tier 4 ($50,000-$99,999.99)	0.50	0.50
Tier 5 ($100,000 & over)	0.90	0.90

Municipal Interest First Checking

APY: Annual Percentage Yield

Account	Rate	APY
Tier 1 ($1,000-$9,999.99)	0.05	0.05
Tier 2 ($10,000-$24,999.99)	0.10	0.10
Tier 3 ($25,000-$49,999.99)	0.15	0.15
Tier 4 ($50,000-$99,999.99)	0.20	0.20
Tier 5 ($100,000 - $499,999.99)	0.25	0.25
Tier 6 ($500,000 & over)	0.30	0.30

Statement Savings

APY: Annual Percentage Yield

Account	Rate	APY
$10.00 and over	0.30	0.30

Christmas Club Savings

APY: Annual Percentage Yield

Account	Rate	APY
Book Payment $10.00 and over balance	1.00	1.00
AFT Payment $10.00 and over balance	1.50	1.51

Health Savings Account

APY: Annual Percentage Yield

Account	Rate	APY
Tier 1 ($500-$9,999.99)	1.00	1.00
Tier 2 ($10,000-$24,999.99)	1.50	1.51
Tier 3 ($25,000-$49,999.99)	2.00	2.02
Tier 4 ($50,000 and over)	2.50	2.53

Loan Rates

Call any of our convenient locations for our current loan rates.

Notes:

• All Deposit Rates subject to change
• The annual percentage yield is accurate as of the date above
• Account disclosures available upon request
• Deposits are insured by the Federal Deposit Insurance Corporation