For more information please click on the following links:

• Signature Money Market Account
• Interest First Checking
• Insured Money Market Fund
• Municipal Interest First Checking
• Statement Savings
• Christmas Club Savings
• Health Savings Account
• CD/IRA Accounts
• Loan Rates

Signature Money Market Account

APY: Annual Percentage Yield

Account	Rate	APY
Tier 1 ($75,000-$99,999.99)	2.00	2.02
Tier 2 ($100,000 & over)	3.00	3.04

Interest First Checking

APY: Annual Percentage Yield

Account	Rate	APY
Tier 1 ($300-$9,999.9)	0.65	0.65
Tier 2 ($10,000-$24,999.99)	0.70	0.70
Tier 3 ($25,000-$49,999.99)	0.75	0.75
Tier 4 ($50,000 & over)	1.00	1.00

Insured Money Market Fund

APY: Annual Percentage Yield

Account	Rate	APY
Tier 1 ($1,000-$9,999.99)	0.75	0.75
Tier 2 ($10,000-$24,999.99)	0.80	0.80
Tier 3 ($25,000-$49,999.99)	0.85	0.85
Tier 4 ($50,000-$99,999.99)	1.50	1.51
Tier 5 ($100,000 & over)	2.00	2.02

Municipal Interest First Checking

APY: Annual Percentage Yield

Account	Rate	APY
Tier 1 ($1,000-$9,999.99)	0.75	0.75
Tier 2 ($10,000-$24,999.99)	0.80	0.80
Tier 3 ($25,000-$49,999.99)	0.85	0.85
Tier 4 ($50,000-$99,999.99)	1.50	1.51
Tier 5 ($100,000 - $499,999.99)*	1.692	1.71
Tier 6 ($500,000 & over)**	1.942	1.96

*Rate based on Comerica J-fund rate less .50 and changes first of the month.
** Rate based on Comerica J-fund rate less .25 and changes first of the month.

Statement Savings

APY: Annual Percentage Yield

Account	Rate	APY
$10.00 and over	0.50	0.50

Christmas Club Savings

APY: Annual Percentage Yield

Account	Rate	APY
Book Payment $10.00 and over balance	1.00	1.00
AFT Payment $10.00 and over balance	1.50	1.51

Health Savings Account

APY: Annual Percentage Yield

Account	Rate	APY
Tier 1 ($500-$9,999.99)	1.00	1.00
Tier 2 ($10,000-$24,999.99)	1.50	1.51
Tier 3 ($25,000-$49,999.99)	2.00	2.02
Tier 4 ($50,000 and over)	2.50	2.53

CD/IRA Accounts

APY: Annual Percentage Yield

1 Year Variable CD/IRA	Rate	APY**
Tier 1 ($50-$499.99) IRA only	0.00	0.00
Tier 2 ($500-$999.99)	0.45	0.45
Tier 3 ($1,000-$9,999.99)	1.45	1.46
Tier 4 ($10,000-$24,999.99)	1.70	1.71
Tier 5 ($25,000-$74,999.99)	1.95	1.96
Tier 6 ($75,000 & over)	2.20	2.22
3 Month Fixed CD/IRA	Rate	APY**
Tier 1 ($1,000-$9,999.99)	1.95	1.96
Tier 2 ($10,000-$49,999.99)	2.05	2.07
Tier 3 ($50,000 & over)	2.20	2.22
6 Month Fixed CD/IRA
Tier 1 ($1,000-$9,999.99)	2.05	2.07
Tier 2 ($10,000-$49,999.99)	2.15	2.17
Tier 3 ($50,000 & over)	2.30	2.32
7-179 Day Fixed CD
Tier 1 ($1,000-$9,999.99)	1.95	1.96
Tier 2 ($10,000-$49,999.99)	2.05	2.07
Tier 3 ($50,000 & over)	2.20	2.22
180-364 Day Fixed CD
Tier 1 ($1,000-$9,999.99)	2.05	2.07
Tier 2 ($10,000-$49,999.99)	2.15	2.17
Tier 3 ($50,000 & over)	2.30	2.32
12-23 MO Fixed CD/IRA
Tier 1 ($1,000-$9,999.99)	2.25	2.27
Tier 2 ($10,000-$49,999.99)	2.35	2.37
Tier 3 ($50,000 & over)	2.50	2.52
24-35 MO Fixed CD/IRA
Tier 1 ($1,000-$9,999.99)	2.55	2.57
Tier 2 ($10,000-$49,999.99)	2.65	2.68
Tier 3 ($50,000 & over)	2.80	2.83
36-47 MO Fixed CD/IRA
Tier 1 ($1,000-$9,999.99)	2.90	2.93
Tier 2 ($10,000-$49,999.99)	3.00	3.03
Tier 3 ($50,000 & over)	3.15	3.19
48-59 MO Fixed CD/IRA
Tier 1 ($1,000-$9,999.99)	3.30	3.34
Tier 2 ($10,000-$49,999.99)	3.40	3.44
Tier 3 ($50,000 & over)	3.55	3.60
60-71 MO Fixed CD/IRA
Tier 1 ($1,000-$9,999.99)	3.40	3.44
Tier 2 ($10,000-$49,999.99)	3.50	3.55
Tier 3 ($50,000 & over)	3.80	3.85

*Early withdrawal penalties may apply. ** APY based on interest quarterly compounded.

Loan Rates

Call any of our convenient locations for our current loan rates.

Notes:

• All Deposit Rates subject to change
• The annual percentage yield is accurate as of the date above
• Account disclosures available upon request
• Deposits are insured by the Federal Deposit Insurance Corporation